Automated Decision-Making Disclosure Checker for Australian Business

Answer eight quick questions to see whether the December 2026 automated decision-making disclosure rules (ADM) may affect your business, and what to review first.

1. Is your annual turnover more than A$3 million?

2. Are you a health service provider, do you trade in personal information, hold a Commonwealth contract, or have you opted in to the Privacy Act?

3. Do you use software, rules or AI to make or support decisions about individuals (customers, applicants, tenants, patients or staff)?

4. Could those decisions significantly affect someone, such as approving or declining credit, tenancy, a job application, eligibility, access to a service or pricing?

5. How involved is the computer program?

6. Does the process use personal information?

7. Does your privacy policy currently describe these automated decisions?

8. Can a person review or query an automated decision?

The change

What Is the December 2026 ADM Requirement?

From 10 December 2026, organisations covered by the Privacy Act must explain in their privacy policy when they use computer programs to make decisions, or to substantially and directly assist decisions, that could significantly affect an individual’s rights or interests. They must describe the kinds of personal information used and the kinds of decisions involved.

If your result shows exposure, an AI strategy and governance review can map where automated decisions happen, and new builds can be designed with disclosure in mind through custom AI development. Results are general information only; see our disclaimer. Explore all free tools or return to the agency homepage.

The change came from the Privacy and Other Legislation Amendment Act 2024. It is a transparency requirement: it doesn’t ban automated decisions, but it requires businesses to be open about them. Many small businesses with annual turnover of A$3 million or less are exempt from the Privacy Act, although exceptions apply, for example to health service providers.

How it works

How This Checker Reaches Its Result

StepWhat it considers
CoverageTurnover and common exceptions to the small business exemption
RelevanceWhether software or AI makes or substantially assists significant decisions using personal information
DisclosureWhether your privacy policy already describes those decisions
SafeguardsWhether people can ask for human review

The result is one of four levels: Unlikely to be affected, Review recommended, Action likely needed, or On track.

Examples

Where Automated Decisions Often Appear

Credit and finance

Automated loan pre-assessment or credit checks.

Property

Tenant application scoring or screening tools.

Recruitment

Software that ranks or filters job applicants.

Health and services

Systems that decide eligibility, priority or access to a service.

Limitations

What This Checker Can and Can’t Do

  • It gives a general self-check, not legal advice
  • It cannot confirm whether the small business exemption applies to you
  • It does not review your privacy policy wording
  • It does not cover every exception or industry rule
  • Use the result to prepare questions for your lawyer or privacy adviser
FAQs

ADM Readiness FAQs

When does the ADM disclosure requirement start?
On 10 December 2026, for organisations covered by the Privacy Act.
Does it apply to small businesses?
Many businesses with annual turnover of A$3 million or less are exempt from the Privacy Act, but exceptions apply, such as health service providers and businesses that trade in personal information.
What counts as an automated decision?
A decision made by a computer program, or one where a program substantially and directly assists a person, that could significantly affect an individual’s rights or interests.
Does using ChatGPT count?
It depends on how it’s used. Drafting emails usually doesn’t; using it to rank applicants or decide eligibility may. Map the specific use.
Is this checker legal advice?
No. It’s a general self-check to help you prepare. Confirm your obligations with a lawyer or privacy adviser.
Are my answers stored?
No. Everything runs in your browser and nothing is saved unless you choose to send your results.

Using AI in Decisions About Customers or Staff?

We can help you map where automation is used and design human review into your systems. Your lawyer handles the legal wording.

Tell Us What You Need

Share a few details and we’ll review your requirements.

© 2026 ZTechzSolutions. All rights reserved.